The universe is mysterious and immense. It keeps many secrets and for many years thousands of scientists have been trying to learn more about the universe and space. But apart from scientific knowledge, proper handling of finances is equally important. Especially today, when there are many fraudulent schemes and you can easily stumble upon a scammer who will extract information about your bank card and steal your money. The best defense against such situations is knowledge of the rules of safe handling of finances and secure transfers of funds using platforms such as PayPal, Venmo and Western Union. Millions of people choose to use these sites because they make it easy and safe to transfer money and accept financial transfers.